Concurring Opinions recaps a stunning example of the appalling lack of security in some credit card issuer’s application processes. In this case, a curious soul tore up an application sent to his home, taped it back together, and completed it, asking that the card be sent to a different address, and giving a celphone number as his contact number, Result? A shiny new credit card, sent, for all the issuer new, directly to someone who had crawled through the ostensible recipient’s garbage. Links to related stories at the site.